Living Better is brought to you by Heloise Rich, the pseudonym of a mildly well known academic living in a major metropolitan area of the United States who managed to get herself into a whopping $107,000 of credit card debt, on top of a $61k home equity loan and a big mortgage and two car payment. This blog is an attempt to stay accountable as she works to get out of debt — and to share lessons along the way. It’s pseudonymous for obvious reasons. Who would admit to his kind of trouble in public?