Per my new year’s resolution, I’m still not shopping for clothes, shoes, bags, and jewelry. Little did I know when I made that resolution that this was going to be hardly any big deal at all. I’ve had maybe a total of ten seconds thinking “I need that!”
Mostly I had no idea that I was about to turn my life upside down to go further and get out of massive debt. I wasn’t even thinking about all the debt — total denial about the mess we were in (see sidebar).
Now my goals are much higher, namely in the next few years to cash flow kids’ college and get out of all debt, from credit card to car loans to a home equity loan and a big chunk of the home mortgage. It can be done. It just takes a big shovel (e.g. a big paycheck, which happily we have) and determination, focus, and intentionality. I’m finding that my own intentionality — with the fella on board — has given me that, but mostly a new kind of calm, patience, and happiness with what I have now. And I’m just not in that big of a hurry to get the new fireplace, or bathroom, or the whatever stuff we don’t really need. We’re actually pretty good with what we’ve got now.