A 672 FICO score used to be cause for alarm. No more.
Now that I’m woke, my FICO score doesn’t matter to me at all. It used to be in the excellent — yes lend me more money! — range, even when I was carrying so much debt that no sane bank should have lent me another dime. Eventually even the banks had second thoughts and the score dropped down into the 500s.
Now it’s back up to good. In past days I would be despairing. Now I don’t give a damn.
That’s because in the meantime I’ve figured out (with help from Dave Ramsey and other folks) that this score is only good for conveying how good I am at making banks rich, not for taking care of myself.
I hope to never ever open up another credit line of any kind. So my FICO score doesn’t matter to me at all. Soon I’m going to aim for it to disappear altogether. Screw the banks.