The credit card debt is down about $16,000 in three months, from $106,636 in November to $90,653 now at the beginning of February. And I only started focusing on this at the very end of the year. I’m already a wee bit under where I hoped to be now.
That means we can really kill it going forward.
Out of credit card debt by by February 2019.
Car loans paid off by the end of April 2019.
Emergency fund of $22,000 stocked up by June 2019.
Then we’ll tackle the home equity and mortgage, which we should be able to knock out in another four years, max.
A plan is a fearsome thing. Let’s all get one, follow it, and let the bankers quake in their boots.